BUILD ITTEST ITBREAK ITUSE IT

ALLOCATION

C13 Allocation | Segment 6 of 8

A fictional take home paycheck of $3,000 a month. Seventy percent to living. Thirty percent to saving, investing and other financial goals.

If you can set aside	Monthly	MODEL SHOWS at 65
30 percent	$900	$2,948,517
10 percent	$300	$982,839
5 percent	$150	$491,419
Under 2 percent	$50	$163,806

Thirty percent is an aspiration, not a requirement. For a household covering rent, utilities, food, childcare or medical bills, thirty percent may be impossible this year, and that is not a failure. Look at the bottom row. Fifty dollars a month, started young and never stopped, is still six figures.

THE MOVE Start at an amount you can hold every single month. Raise it when your income rises, not before.

ASSUMPTION: a hypothetical 7 percent nominal annual return, compounded monthly, contributions at the end of each month, no taxes and no fees. Not a forecast and not a promise.